OUR FINANCE CALCULATOR
See how affordable your home improvement can be with our Finance Calculator.
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BUY NOW PAY MONTHLY 11.9% APR Representative Spread the cost of your home improvements over 60 or 96 months
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BUY NOW PAY IN 3 MONTHS 9.9% APR Representative Buy now and pay nothing for 3 months
£
60 monthly payments
Deposit
£
Representative APR
11.9%
96 monthly payments
Deposit
£
Representative APR
11.9%
This finance option allows you the convenience and flexibility of spreading the cost of your home improvements over 60 or 96 months*. You must make the minimum repayment each month. However you can also make additional payments and therefore control the length of the loan and the amount of interest you would pay. No security is required on these loans.
These calculators are for illustrative purposes only and do not constitute a credit quotation.
Representative Example
Cash Price
£6,000.00
Deposit
£300.00
Total Amount of Credit
£5,700.00
Duration of Agreement
60 Months
Rate of Interest
11.9% p.a. fixed
Representative APR
11.9% APR
60 Monthly Payments
£124.77
Total Amount Payable
£7,786.20
Credit is subject to application and affordability. Terms and conditions apply. Authorised and regulated by the Financial Conduct Authority. Amber Home Improvements Limited of Amber House Woodland Way, Shortthorn Road, Stratton, Strawless, Norwich, Norfolk NR10 5NU (Company Registered No. 03272583, VAT No. 688322894) is a credit broker, not a lender and is authorised and regulated by the Financial Conduct Authority. Credit provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC, authorised and regulated by the Financial Conduct Authority (Register no. 704348).
£
Want to pay in monthly instalments after 3 months rather than one-off payment?
120 monthly payments
Deposit
£
Representative APR over 10 years
9.9%
177 monthly payments
Deposit
£
Representative APR over 14 years
9.9%
This option allows you a 3 month payment holiday from the date of completion. Pay 5% deposit when you order, and as long as you pay the outstanding balance in full before 3 months has elapsed plus a £29 settlement fee, no interest will be charged. If, after 3 months, this is not convenient, you can pay in 120 or 177 monthly installments at 9.9% APR Representative. *Deferred for 3 months from the date of completion – £29 settlement fee applies if the loan is repaid in full during the deferral period and NO INTEREST will be paid. If the loan is not settled in full within the deferral period, then interest will have accrued from the start of the agreement on any amount still outstanding at the end of the deferral period. Interest will continue to be charged until the agreement is repaid in full. For legal reasons the Representative Example shows interest IF the outstanding balance is NOT paid before the 3 months has elapsed. No security is required on this loan. These calculators are for illustrative purposes only and do not constitute a credit quotation. These calculators are for illustrative purposes only and do not constitute a credit quotation.
Representative Example
Cash Price
£20,000.00
Deposit
£1,000.00
Total Amount of Credit
£19,000.00
Duration of Agreement
123 months*
Rate of Interest
9.9% p.a. fixed
Representative APR
9.9% APR
120 Monthly Payments
£249.55
Total Amount Payable
£30,946.00
Settlement Fee
£29.00
Credit is subject to application and affordability. Terms and conditions apply. Authorised and regulated by the Financial Conduct Authority. Amber Home Improvements Limited of Amber House Woodland Way, Shortthorn Road, Stratton, Strawless, Norwich, Norfolk NR10 5NU (Company Registered No. 03272583, VAT No. 688322894) is a credit broker, not a lender and is authorised and regulated by the Financial Conduct Authority. Credit provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC, authorised and regulated by the Financial Conduct Authority (Register no. 704348).